Get Started With That Special-Needs Trust

If you've been to meetings about future planning for your child with special needs, or spent much time with other parents, or read articles on estate planning, you've probably gotten the message that you ought to put money in a Special Needs Trust so that your adult child does not lose services due to maximum income requirements. And maybe you're dragging your feet on that, reluctant to take on another complicated chore. To take some of the trepidation out of the task, I asked Joanne Marcus, executive director of Commonwealth Community Trust (CCT), to walk us through the choices we'll need to make in getting a trust set up. Read her recommended first five steps, and share your own future-planning strategies.

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