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What Is a Special Needs Trust?


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A Special Needs Trust is a way to provide for the needs of your disabled child without making him or her ineligible for SSI (Supplemental Security Income) and other programs that require their users to have a limited income. If your child will be depending on SSI, or will need to be in a care facility or supervised housing for which income is in an issue, receiving any large sums of money through inheritance or gift may cause those supports to go away or change. A Special Needs Trust allows you to provide for extras that will improve your adult child's life experience without compromising the services he or she may need on a daily basis. To set up a Special Needs Trust, you should seek out an attorney or advisor experienced in the legal and financial issues of people with disabilities.

Ready to get started on a Special-Needs Trust? Read about the first five things to do.


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